Thinking About Buying Your First Home? Start Here.
If you’re starting your home search, having someone in your corner matters. Here’s how I help first-time buyers move forward with clarity and ease.
Who Counts as a First-Time Homebuyer?
You may qualify even if:
• You’ve never owned a home
• You haven’t owned a home in 3+ years
• You’re a single parent who only owned with a spouse
• Definitions vary by program, so always confirm eligibility
How I Can Help You Buy Your First Home
When you work with me, I’ll guide you through every step:
• Finding homes that match your needs and budget
• Scheduling and touring properties with you
• Breaking down market data so you understand value
• Negotiating to protect your interests
• Making the process simple, clear and stress free
I’m here to help you feel confident from start to finish.
What Is a Buyer Agreement?
Before touring homes, many agents create a written buyer agreement that outlines:
• Services you’ll receive
• How your agent is compensated
These agreements are negotiable, so feel empowered to ask questions.
Financing Options for First-Time Buyers
• Conventional loans with down-payment assistance
• FHA, VA and USDA loans
• State-funded first-time buyer grants
• Local programs from cities or nonprofits
Ways to Reduce Upfront Costs
• Ask the seller for concessions
• Request seller coverage of your agent’s compensation
• Use down-payment assistance programs to stretch your budget
Aaron Atencio is a San Diego Realtor® with LPT Realty, Inc. (CA DRE #02247344) and founder of TrulySD.com, a local real estate and lifestyle brand connecting people to San Diego’s best homes, happenings, and local favorites.
A former graphics reporter for major news media companies including the San Diego Union-Tribune and a San Diego small business owner, Aaron uses skills from his experience in media and business to help clients see both the numbers and the narrative behind each neighborhood.
Aaron blends creative insight with community connection to help buyers, sellers, and partners find their place and make the most of life in San Diego.